> ## Documentation Index
> Fetch the complete documentation index at: https://docs.wepayout.co/llms.txt
> Use this file to discover all available pages before exploring further.

# About Charges

> Understanding the Payin solution and payment types

We call the entire flow of issuing digital charges / payin as **Payin solutions**. Payin is the act of collecting funds from third parties and remitting them to the beneficiary. This dynamic happens, for example, whenever a purchase is made within Brazil and paid for in some e-commerce.

WEpayment's role in this flow is to facilitate the processing and management of these charges and, through a single platform, enable the issuance of digital charges via **Boleto Bancário** and **Pix QR Code**.

## What You Can Do

In general, with our Payin product you can:

* Create a single payin via Pix QR Code
* Create a single payin via Automatic Pix
* Create a single payin via Boleto
* Consult status of your payin's
* Make withdrawals from your wallet
* Check your wallet balance
* Filter, sort and export lists of processed charges

## Payment Types

<CardGroup cols={3}>
  <Card title="Pix QR Code" icon="qrcode" href="/cash-in/pix-qr-code">
    Instant payments available 24/7
  </Card>

  <Card title="Automatic Pix" icon="rotate" href="/cash-in/automatic-pix">
    Recurring payments with Pix
  </Card>

  <Card title="Boleto" icon="barcode" href="/cash-in/boleto">
    Traditional payment method in Brazil
  </Card>
</CardGroup>

## Payment Flow Comparison

<CardGroup cols={3}>
  <Card title="Pix QR Code" icon="qrcode" color="#32BCAD">
    **Speed**: Instant (seconds)

    **Availability**: 24/7

    **Payment Method**: QR Code or copy-paste

    **Confirmation**: Real-time

    **Best for**: Quick transactions, e-commerce
  </Card>

  <Card title="Automatic Pix" icon="rotate" color="#32BCAD">
    **Speed**: Instant (on due date)

    **Availability**: 24/7

    **Payment Method**: Automatic debit

    **Confirmation**: Real-time

    **Best for**: Subscriptions, recurring bills
  </Card>

  <Card title="Boleto" icon="barcode" color="#F59E0B">
    **Speed**: Up to D+1

    **Availability**: Business hours

    **Payment Method**: Bar code or boleto number

    **Confirmation**: Next business day

    **Best for**: Traditional customers, large amounts
  </Card>
</CardGroup>

## Use Cases

<AccordionGroup>
  <Accordion title="E-commerce Checkout">
    Integrate Pix and Boleto as payment options in your online store checkout. Customers can choose their preferred payment method based on urgency and convenience.
  </Accordion>

  <Accordion title="Subscription Services">
    Use **Automatic Pix** for seamless monthly collections with high retention. Boleto is a good alternative for B2B or older demographics.
  </Accordion>

  <Accordion title="Marketplace Payments">
    Enable sellers to receive payments via Pix for quick settlements or Boleto for traditional payment preferences.
  </Accordion>

  <Accordion title="Bill Payments">
    Allow customers to pay recurring bills effortlessly with **Automatic Pix**, or use Boleto for traditional scheduled payments.
  </Accordion>
</AccordionGroup>

## Getting Started

<Steps>
  <Step title="Create Your First Charge">
    Use the [Create Charge](/api-reference/cash-in/payin/create-charge) endpoint to generate a Pix QR Code, Automatic Pix or Boleto.
  </Step>

  <Step title="Monitor Payment Status">
    Use the [Get Unique Charge](/api-reference/cash-in/payin/get-unique-charge) endpoint to check payment status.
  </Step>

  <Step title="List All Charges">
    Use the [List Charge](/api-reference/cash-in/payin/list-charge) endpoint to view all your charges with filters.
  </Step>

  <Step title="Process Refunds">
    If needed, use the [Create Refund](/api-reference/cash-in/refund/create-refund) endpoint to refund Pix payments.
  </Step>
</Steps>

## Best Practices

<Note>
  **Choose the Right Payment Method**: Offer both Pix and Boleto to cater to different customer preferences and use cases.
</Note>

<Tip>
  **Set Appropriate Expiration Dates**:

  * Pix: Typically 24-48 hours
  * Boleto: Usually 3-7 days
</Tip>

<Warning>
  **Monitor Payment Status**: Always implement webhooks to receive real-time payment notifications instead of polling the API.
</Warning>

## Next Steps

<CardGroup cols={2}>
  <Card title="Create Charge" icon="plus" href="/api-reference/cash-in/payin/create-charge">
    Learn how to create your first Pix or Boleto charge
  </Card>

  <Card title="Webhooks" icon="webhook" href="/api-reference/account/webhook/webhook-setup">
    Set up webhooks to receive payment notifications
  </Card>

  <Card title="Refunds" icon="rotate-left" href="/api-reference/cash-in/refund/create-refund">
    Understand how to process refunds for Pix payments
  </Card>

  <Card title="Account Balance" icon="wallet" href="/api-reference/account/get-balance">
    Check your wallet balance and available funds
  </Card>
</CardGroup>